Every loan application drowns your team in document chasing. Fact finds, BID docs, lender portal entry, submission packs — 3+ hours per application. I build automations that compress that to 5 minutes.
A typical residential mortgage application involves 6-10 manual steps before submission. Each requires data re-entry, document generation, or lender portal navigation. Here's the automated application flow:
Structured online form captures borrower details, financial position, loan requirements, and required documents. Validates data against lender criteria before the broker even sees it.
Best Interests Duty document auto-generated from fact find data, populated with credit representative details, lender comparison, and NCCP-required disclosures.
Intelligent checklist generated based on lender requirements and loan type. Automated requests sent to borrowers for missing documents with deadline tracking.
All documents assembled into a lender-ready PDF submission pack, formatted to the specific lender's requirements, with cover sheet and application summary.
Upfront and trail commission entries pre-created in Xero with correct lender, loan amount, and CRM reference. No manual commission tracking.
Post-settlement workflow triggers: loan discharge instructions filed, referrer notification sent, 12-month review calendar entry created.
Fact find data collection, BID compliance document generation, lender portal data entry, document checklist automation, submission package assembly, and Xero commission tracking. Tasks that currently take 3+ hours per application can be reduced to under 5 minutes of active broker time.
Yes. The BID document follows a structured template driven by fact find data, lender requirements, and NCCP compliance rules. Once the fact find is completed, the BID document generates automatically with all required fields populated and credit representative details included.
A single-workflow Build costs $3,000-$5,000 delivered in 3 weeks. A full application assembly implementation costs $12,000-$20,000 for broking firms. You own everything I build.
The automation connects to your CRM, lender portals, Xero, and DocuSign. If you're with Connective, AFG, Finsure, or another aggregator, it works alongside your existing tools without replacing them.
The automation handles document generation and data routing. NCCP compliance, BID assessment, and responsible lending obligations remain the broker's responsibility. The automation ensures data is captured correctly and documents are in the right format, but it does not make credit recommendations.
At 20 applications per month, that's $144,000/year in wasted broker capacity. Book your free Systems Review and find out what can be automated.
Claim Your Free Systems ReviewLimited to 5 sessions per month.